Studies show Payday Lending is a vicious cycle
A simple zip code search of where majority (if not all) payday loan businesses are physically located will tell you the communities they are attempting to “serve”. Payday loans are…
Why YOU may be your biggest financial problem
Personal finance is 80 percent behavior. How you act with or feel about money is your biggest issue, not money itself. I am not discounting the fact that we need…
The Struggle Between Giving and Surviving
As a financial educator and speaker I am asked all sorts of questions: How do I start a budget? Why do I need to cut up my credit cards? Do…